Clear pricing, clear path to surplus

Unlock your financial potential with Financial Surplus Services. We offer transparent pricing and tailored solutions to help you conquer debt, build credit, and master your taxes. Find the perfect plan to achieve financial freedom.

Pricing

We understand that everyone's financial situation is unique. That's why we offer a range of a la carte services and bundled packages to fit your specific needs and budget. Get ready to invest in your future!

A la carte services (for immediate needs) Focus Ideal Client
The Quick File (Tax Prep) Simple W-2 tax preparation, student returns The recent graduate or entry-level professional
The Hustle File (Tax Prep) Specialized filing for freelancers, gig workers, and self-employed (1099s). Includes business expense review. The entrepreneur or client with a main job and a side hustle.
Credit Audit & Strategy Session A one-time, deep analysis of their credit report, identification of errors, and a 3-month strategic action plan. The client who is ready to fix their credit themselves but needs a clear roadmap.
Document Removal/Correction Focused, one-off service for challenging a single, significant negative item (e.g., a specific collection or late payment). The client who knows exactly what's wrong and needs expert intervention.

A La Carte Services (Individual Needs)

A. The Quick File (Tax Prep)$250 – $350 (Flat Fee)Simple W-2s, student returns, or basic itemized deductions (Schedule A).B. The Hustle File (Tax Prep)$450 – $650 (Flat Fee)Self-employed, gig workers, freelancers (Schedule C), or clients with basic investment income (Schedule D). This is your high-value tax service.C. Credit Audit & Strategy Session$199 – $299 (One-Time Fee)Deep-dive consultation, credit report analysis, and a personalized 3-month action plan (without full-service dispute management).D. Document Removal/Correction$99 (Per-Item Dispute Fee)Charging per dispute item is generally avoided by credit agencies, but a one-time focused correction of a single, verifiable error offers a quick entry point.

The Surplus Packages (Maximum Financial Growth)

The Foundation PackageHustle Tax File (Value: ~$550) + 6 Months of Credit Building (Value: ~$650)$850 – $1,100 (Flat Fee or 2 Installments)This price represents a 10-25% discount off the estimated a la carte total (approx. $1,200). It is positioned as the best-value, fast-track option.The Ascension Package (Premium)Hustle Tax File + 12 Months of Credit Building + Mid-Year Tax Planning$1,500 – $2,200 (Annual Fee or Monthly Retainer)This reflects year-round engagement, proactive tax strategies to minimize Q4 surprises, and sustained credit score management for durable results.The Student PackageQuick File Tax Prep + 3 Months of Credit Establishment Coaching$400 – $550 (Flat Fee)An affordable, targeted entry point focused purely on foundational credit building and simple filing.

More Information

These prices reflect professional, expert services, placing you above national chain tax mills but competitive with specialized CPAs and premium credit agencies.

Ready to take control?

Ready to move beyond the struggle? Book your free 15-minute financial surplus strategy session today.

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